DIY Personal & Retirement Financial Planning

Do-It-Yourself financial and investment planning Excel spreadsheet software

income

Earned Income Drives the Personal Finances of Most People

Do-It-Yourself Financial Planning – Earned income drives the personal finances of most people The ability to project your various income sources automatically over your lifetime is one of the first steps in creating a useful do-it-yourself personal financial plan. Whether from wages and salary or from self-employment, personal earned income drives the lifetime finances of […]

The Most Important Determinants of Your Lifetime Wealth

Your personal earnings, expenditures, and savings are the most important determinants of your family’s long-term financial wealth Summary: How much you earn, spend, and save are by far the most dominant determinants of your long-term financial well-being. Self-control in your decision-making regarding consumption is far more important than clever investing. Expenditure control works, while attempts […]

Scroll to top