DIY Personal & Retirement Financial Planning

Do-It-Yourself financial and investment planning Excel spreadsheet software

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Default under the Citibank Credit Card Contract

PIRATES OF THE CREDIT SEA – Part 6: Default under the Citibank credit card contract This final article in this series discusses the seven conditions of default under the Citibank / ATT Universal card agreement. It also expresses my opinions about contractual relationships in general and about the Citibank / AT&T Universal credit card contract […]

I Write to the President of CitiBank Customer Service

PIRATES OF THE CREDIT SEA — Part 5: I write to the President of CitiBank Customer Service My saga to recover my credit card treasure continues. Previous articles have covered the particulars of my situation, and I will not repeat them. In summary, for fifteen years I have always done my best to conform to […]

What are My Credit Card Contract Rights?

PIRATES OF THE CREDIT SEA – Part 2: What are my rights? What are my rights in the situation that I summarized in my previous article: “PIRATES OF THE CREDIT SEA: My Treasure Is Taken!”? Well, the answer is very simple. I have a contractual right to get my treasure back. I also have a […]

My Treasure Is Taken by My Credit Card Company

PIRATES OF THE CREDIT SEA – Part 1: My Treasure Is Taken! Regular readers of The Skilled Investor have already been warned previously of the general dangers of consumer debt and of the risks associated with credit cards. Now, The Skilled Investor has himself become ensnared. In a series of articles, I will: A) summarize […]

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