DIY Personal & Retirement Financial Planning

Do-It-Yourself financial and investment planning Excel spreadsheet software

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Where to invest in low cost mutual funds and ETFs

With this investment book about ETF and mutual funds fees and expenses, you can lower your portfolio investing costs, reduce your portfolio risk exposure, and understand how to invest in stocks and bonds funds directly This article is about a low cost investing book which is among the most helpful books on personal investing that […]

Understand Your Projected Expenses Over Your Lifetime

Do-It-Yourself Financial Planning – Understand your projected expenses over your lifetime Increased savings through conscious expenditure reduction is the largest and most controllable factor in long-term personal finance success. Anyone interested in improving personal financial planning must understand that tracking expenses accurately and comprehensively is very important. Exactly how your expenses are tracked is not […]

The Most Important Determinants of Your Lifetime Wealth

Your personal earnings, expenditures, and savings are the most important determinants of your family’s long-term financial wealth Summary: How much you earn, spend, and save are by far the most dominant determinants of your long-term financial well-being. Self-control in your decision-making regarding consumption is far more important than clever investing. Expenditure control works, while attempts […]

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