DIY Personal & Retirement Financial Planning
Do-It-Yourself financial and investment planning Excel spreadsheet software
CLICK HERE TO READ THE SKILLED INVESTOR’s OTHER ARTICLES ABOUT THESE “10 FINANCIAL PLANNING STEPS IN THE RIGHT DIRECTION.” Diversification is genuinely an investment “free lunch,†and it is a key contributor to improved investment risk management. Family Financial Planning Software for Home Use Diversification has become an axiom of personal investing, because the specific […]
CLICK HERE TO READ THE SKILLED INVESTOR’s OTHER ARTICLES ABOUT THESE “10 FINANCIAL PLANNING STEPS IN THE RIGHT DIRECTION.” Investors with different levels of risk tolerance are more satisfied with investment strategies that are better aligned with their risk preferences. Personal Financial Planning Software Differences in investors’ personal risk tolerances mean that more risk-averse investors […]
CLICK HERE TO READ THE SKILLED INVESTOR’s OTHER ARTICLES ABOUT THESE “10 FINANCIAL PLANNING STEPS IN THE RIGHT DIRECTION.” The single most significant financial lever that individuals control directly is their management of personal expenditures. The second is their lifetime effort to obtain sufficient income. Most people simply do not save enough of their current […]
Increase your knowledge and accelerate your ability to take leadership in the management of your own personal finances and lifetime investing. This ten-step personal financial planning process will help you optimize the management of your financial planning and investment management affairs over your lifetime, while greatly reducing the unnecessary waste of your money and your […]
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Snapshots in time – How investment securities are valued Every securities market transaction requires a buyer and seller with differing viewpoints. Markets can operate, because there are differences between investors in their assessments of the intrinsic value and risk of securities. Find Home Financial Planning Software Current investment values vary in the eyes of the […]
< <– Go to Part 4 The Biggest Personal Finance Story of the Past 30 Years – Conclusion Personal Financial Planning Software This article concludes our series on the greatest personal finance story of the past thirty years. In this article, we discuss whether the dramatic growth in equity value of the financial services sector […]
< <– Go to Part 3 The Biggest Personal Finance Story of the Past 30 Years – Part 4 Discover Home Financial Planning Software What does it mean to individual investors that the financial services industry is now about 21% of S&P 500 market capitalization? (For a graph of the relative percentage shares of various […]
< <– Go to Part 2 The Biggest Personal Finance Story of the Past 30 Years – Part 3 Discover Family Financial Planning Software There is no reason to believe that industry self-regulation or governmental regulation will ever fix these problems. Only those individuals who become wise enough to be proactive and seek out lower […]
< — Go to Part 1 The Biggest Personal Finance Story of the Past 30 Years – Part 2 Family Financial Planning Software for Consumers To understand what has happened to the market valuation of the financial services sector, particularly over the last 30 years, you should view Figure 4 on page 16 of the […]
The Biggest Personal Finance Story of the Past 30 Years – Part 1 What could the biggest personal finance story of three decades be? The growth of mutual funds and ETFs? Nope. The dot com boom and bust? Nope. Vanishing pensions? Nope. The not-so-high quality of mortgage bonds? Nope. A 0% personal savings rate nationally? […]
The Birth of Yet Another Darn “Asset Class” – “Infrastructure” Recently, The Skilled Investor published two articles: The first article discussed how the financial industry keeps manufacturing new asset classes for brokers and investment advisors to sell to individual investors. The Skilled Investor raised the question of whether these new asset classes are likely to […]
Using Google Scholar to Find Finance Articles If you want to do some research about financial planning and investing by yourself, try using Google Scholar. Be prepared for a lot of the material you find to be esoteric. Nevertheless, Google Scholar is littered with diamonds that can improve your understanding of personal finance and save […]