DIY Personal & Retirement Financial Planning
Do-It-Yourself financial and investment planning Excel spreadsheet software
“Market efficiency” makes it very difficult for individual investors to “beat the market.” Making their own decisions, individual investors perform so poorly that on average their investment returns lag behind the returns that one would expect from random stock selection. The average professional trader does somewhat better than amateurs do, and professionals probably do so, […]
The heavy burden of recurring investment fees (Part 2 of 2) < < — Go to Part 1 By charging fees as a percent of your assets, the investment industry can make their recurring fees seem small – like they are “just a few†percent. Family Financial Planning Software Furthermore, by charging fees against your […]
Pay lower investment expenses to get higher investment returns While financial services industry sales people tell you that you need to pay more to get more, the correct answer is the opposite. Excessive investment costs are a plague on your personal financial planning. Excessive investment expenses are one of the most significant barriers to lifelong […]