investment assets Archives - DIY Personal & Retirement Financial Planning

Reduce investment expenses and control taxation – Step 7 of 10 Financial Planning Steps in the Right Direction

CLICK HERE TO READ THE SKILLED INVESTOR’s OTHER ARTICLES ABOUT THESE “10 FINANCIAL PLANNING STEPS IN THE RIGHT DIRECTION Even with optimal investment strategies, there is still substantial room to improve upon net investment performance through continued and vigilant focus on controlling investment costs and tax realization. Personal Financial Planning Software The fees extracted by […]

Set your personal savings and other financial goals – Step 2 of 10 Financial Planning Steps in the Right Direction

CLICK HERE TO READ THE SKILLED INVESTOR’s OTHER ARTICLES ABOUT THESE “10 FINANCIAL PLANNING STEPS IN THE RIGHT DIRECTION.” The single most significant financial lever that individuals control directly is their management of personal expenditures. The second is their lifetime effort to obtain sufficient income. Most people simply do not save enough of their current […]

Why only one Warren Buffett? The illusion of superior professional mutual fund manager performance.

<<– Continued from Part 1 (Where’s Waldo? The illusion of superior professional mutual fund manager performance.) Instead of highlighting dozens or even hundreds of perennially superior mutual fund money managers, the media conversation has become a repetitive chant about Warren Buffett. Family Financial Planning Software While highly successful and very worthy of respect, it is […]

Early Retirement for Renters through Investment Cost Reductions

Early retirement for renters due to investment cost improvements and higher savings rates Improving on Fran and Fred’s lifetime financial plan with earlier retirement Fran and Fred Frugal, both age 30, are a married working couple with $100,000 in combined annual earned income. They want to understand how valuable different personal finance strategies could be […]

Lifetime Investment Assets of Renters with Reduced Investment Costs

Lifetime investment assets of renters through investment cost improvements Improving on Fran and Fred’s lifetime financial plan through lower investment costs Fran and Fred Frugal, both age 30, are a married working couple with $100,000 in combined annual earned income. They want to understand how valuable different personal finance strategies could be to their lifetime […]

The Heavy Burden of Recurring Investment Expenses and Fees

The heavy burden of recurring investment fees (Part 1 of 2) Recurring investment costs can significantly impact the long-term value of your retained investment portfolio assets. Recurring fees, such as asset management fees, 12b-1 marketing fees, and advisory/asset custody fees are charged periodically, as a percent of your investment assets. The relative cost-efficiency of your […]

Insurable Risks Could Destroy Your Best Laid Financial Plans

Do not ignore insurable risks that could destroy your best laid financial plans A previous financial article, â€œThe Solution – ONLY follow financial strategies that are scientific, passive, diversified, savings focused, risk controlled, low cost, and tax efficient,â€ suggested that investors are much better off with a well-considered financial plan. A stable set of financial […]

Stay Invested in Securities Markets to Earn Risk Premiums

You must stay invested in the securities markets to earn market return risk premiums Securities markets pay risk premiums to risk takers You have to have your money invested and at risk to be paid a risk premium. Attempting to avoid risk or losses by jumping in and out to “time the markets” does not […]

The Most Important Determinants of Your Lifetime Wealth

Your personal earnings, expenditures, and savings are the most important determinants of your familyâ€™s long-term financial wealth Summary: How much you earn, spend, and save are by far the most dominant determinants of your long-term financial well-being. Self-control in your decision-making regarding consumption is far more important than clever investing. Expenditure control works, while attempts […]

Rational Mutual Fund and ETF Screening Rules

Scientific mutual fund and ETF screening criteria: a summary Scientifically based selection criteria are rational methods to screen mutual funds and ETFs. Recently, The Skilled Investor Blog published a series of articles on scientifically based selection criteria for mutual funds and exchange traded funds (ETFs). These screening rules help you to winnow down the thousands […]