DIY Personal & Retirement Financial Planning
Do-It-Yourself financial and investment planning Excel spreadsheet software
Summary Table of Traditional IRA and Roth IRA Tax Rules For your convenience, The Skilled Investor has provided a detailed table that summarizes 2007 rules for traditional IRAs and Roth IRAs. Financial Planning Software for Consumers Because this table has 13 columns and 20 rows, it is too large to be displayed properly in a […]
When to Take Social Security Retirement Benefits? Concerning when to take Social Security retirement benefits, the Boston College Center for Retirement Research has some research in their publications section that addresses this subject. In particular, see “SHOULD WE RAISE SOCIAL SECURITY’S EARLIEST ELIGIBILITY AGE” by Alicia H. Munnell, Kevin B. Meme, Natalia A. Jivan, and […]
PIRATES OF THE CREDIT SEA — Part 5: I write to the President of CitiBank Customer Service My saga to recover my credit card treasure continues. Previous articles have covered the particulars of my situation, and I will not repeat them. In summary, for fifteen years I have always done my best to conform to […]
PIRATES OF THE CREDIT SEA – Part 1: My Treasure Is Taken! Regular readers of The Skilled Investor have already been warned previously of the general dangers of consumer debt and of the risks associated with credit cards. Now, The Skilled Investor has himself become ensnared. In a series of articles, I will: A) summarize […]
Tax-advantaged investing is very good for most people at most times A previous article, “The Solution – ONLY follow financial strategies that are scientific, passive, diversified, savings focused, risk controlled, low cost, and tax efficient,†suggested that individuals are much better off with a well-considered financial viewpoint. A stable set of financial beliefs can help […]