DIY Personal & Retirement Financial Planning
Do-It-Yourself financial and investment planning Excel spreadsheet software
US Small-Capitalization Value and Growth Stock Mutual Funds Small Cap Index Fund Investments with low costs This summary delivers a list of the least expensive small capitalization value and growth stock mutual fund investments. The list of the lowest expense index investment company funds in the small cap index fund asset class tends to be […]
Real Estate/REOC/REIT Mutual Funds with lowest fees Low Cost REIT Mutual Funds This chart delivers a listing of the lowest expense real estate index mutual funds investments. The listing of very economical index investment company funds in the xxx asset class is relatively stable across time. Shareholders in the most economical index funds are more […]
Corporate Money Market Fund Investments — US Taxable Corporate Money Market Mutual Funds The most economical low cost corporate money market funds available for individual investors This piece gives a listing of the lowest charge corporate money market fund. Scan the chart in this article for the lowest cost index mutual fund investments. This list […]
US National Tax-Exempt Money Market Funds The most economical Tax-Exempt Money Market Funds available to individual investors. This writing supplies a listing of the lowest expense tax-exempt money market fund investments. Inspect the list in this paper for the most economical index mutual fund investments. This list of the least expensive index mutual fund investments […]
Low Cost US Taxable Ultra-Short Term Bond Funds Table of Low Cost Ultra Short Term Corporate Bond Mutual Funds This article contains a list of the best low cost and most economical ultra short term bond funds available to individual investors. Note the listing below in this paper for the lowest cost index investment funds. […]
International mid-cap, small-cap, and emerging markets stock mutual funds List of international mid-cap and small-cap stock mutual funds with the lowest costs This section provides a listing of the lowest cost international small-cap, mid-cap, and emerging markets stock mutual funds. See the chart in this article for the least expensive index mutual funds investments. This […]
The table below in this article presents The Skilled Investor’s Fund Authority Score and other information for the Vanguard Institutional Index Fund. The diversified investment fund strategy of the Vanguard Institutional Index mutual fund (VINIX) Family Financial Planning Software for Consumers According to its prospectus filing on the U.S. Securities and Exchange Commission EDGAR system, […]
Superior mutual fund and ETF performance charts are the sales tools of modern financial snake oil salesmen Historical performance charts allow investment fund promoters to market selectively their supposedly superior funds and to allege that their excessively high fees are worth it. Lured in by superior past performance, most often individual investors will get mediocre […]
Select mutual funds and ETFs with the most important economic factors that affect long term, diversified, and risk-adjusted investment fund returns Good things are born small and grow over time. Regularly, The Skilled Investor evaluates individual mutual funds and ETFs and adds new articles that use the Fund Authority Score rating system. To be alerted […]
The diversified investment fund strategy of the Fidelity Contrafund (FCNTX) According to its prospectus filing on the U.S. Securities and Exchange Commission EDGAR system, the investment strategy of the Fidelity Contrafund is to invest primarily in common stocks and particularly in the “securities of companies whose value Fidelity Management & Research Company believes is not […]
Fund Authority Scores range from -10 to +10 and measure five factors for diversified stock or equity investment funds: 1) annualized management and sales expenses, 2) trading costs, 3) historical performance, 4) fund maturity, and 5) operating efficiency. Go to Part 2 –>> This article explains how Fund Authority Scores rate stock or equity mutual […]
Fund Authority Scores rate mutual funds and exchange traded funds (ETFs) on the most important economic factors that influence individual investors’ net long term diversified investment fund performance. The Skilled Investor developed the Fund Authority Score system to provide individual investors with concise and objective summaries of mutual funds and ETFs for comparisons within investment […]
The investment fund objective of American Funds’ Growth Fund of America With 4.4 million shareholder accounts, the Growth Fund of America (AGTHX) is the largest actively managed stock mutual fund in the United States. According to American Funds prospectus, the investment objective of the Growth Fund of America “is to provide you with growth of […]
The diversified investment fund strategy of the Vanguard Total Stock Market Index Fund According to the Vanguard website, the investment strategy of the Vanguard Total Stock Market Index mutual fund is to use a “passive management—or indexing—investment approach designed to track the performance of the MSCI® US Broad Market Index, which represents 99.5% or more […]
The Standard & Poors 500 stock index is the most common equity index fund benchmark in the U.S. The S and P 500 tracks about 75% of publicly traded U.S. equity market asset value. The dominant issue in choosing among passively managed index mutual funds and ETF funds benchmarked against the S & P 500 […]
Do-It-Yourself Financial Planning – Understand your projected expenses over your lifetime Increased savings through conscious expenditure reduction is the largest and most controllable factor in long-term personal finance success. Anyone interested in improving personal financial planning must understand that tracking expenses accurately and comprehensively is very important. Exactly how your expenses are tracked is not […]
< <– Go to Part 4 The Biggest Personal Finance Story of the Past 30 Years – Conclusion Find Family Financial Planning Software This article concludes our series on the greatest personal finance story of the past thirty years. In this article, we discuss whether the dramatic growth in equity value of the financial services […]
< — Go to Part 1 The Biggest Personal Finance Story of the Past 30 Years – Part 2 Discover Home Financial Planning Software To understand what has happened to the market valuation of the financial services sector, particularly over the last 30 years, you should view Figure 4 on page 16 of the financial […]
Pre-retirement savings rates for renters – with and without investment cost improvements Improving on Fran and Fred’s lifetime financial plan through lower investment costs Fran and Fred Frugal, both age 30, are a married working couple with $100,000 in combined annual earned income. They want to understand how valuable different personal finance strategies could be […]
VeriPlan automatically tracks returns lost to investment sales loads Many justifications for investment sales load charges might be offered by financial advisors during the sales process, but once a front-end load is charged, your diminished portfolio will ‘forget’ about the load charge for the rest of your life. Loads become ‘phantom’ assets, which are rarely […]